Don’t delay dealing with debt… legally reduce it by as much as 81% using government legislation


Check if you qualify

Thousands of UK residents are using this (simple) method to become debt free!

Worrying about how you’ll get by in the coming months?

Any one of us can be left feeling & wondering how to break the cycle of money worries and debt.

Whether you’re facing redundancy, reduced earnings or the prospect of applying for Government support, these are concerning and unprecedented times.  Businesses across the UK are closing their doors, entire industries have been shaken to the core and many people are finding themselves looking for debt solutions – thousands of which are already ahead in turning to government legislated method to write of up to 81% of unaffordable debt.

The last thing you need is the stress of existing debts to keep you up at night- when this simple method could allow you to reduce debts to one affordable monthly payment and freeze interest rates and charges.

Which type of debt concerns you?

Credit Card

Personal Loan

Pay Day Loan

Council Tax

Catalogue & Store Cards



You can’t hide from your debt – it’s time to act

Debt doesn’t take a day off and neither do the people and bailiffs hired to chase for payment.

They don’t care that you have mouths to feed or that your family is your priority – they will do everything in their power to make sure they get what they’re owed.

What’s worse is every time you miss a call, don’t open a letter or pretend that you’re not in when someone knocks your door, you could be adding hundreds to the amount you owe.

Making every penny count isn’t always easy for people like you and knowing where to turn for help isn’t always easy.

Often ashamed, many people find themselves taking on expensive payday loans and credit cards to cover the cost of essentials while others ignore priority bills such as council tax in the belief that the local authority will understand they’re simply trying to look after their family. It won’t. The council isn’t your friend and will use enforcement measures to ensure it’s repaid what you owe.

No matter what you do, it almost always means that there’s even more to pay back next month – and that’s the last thing you need when you’re already struggling.

Ignoring debt doesn’t make it vanish, in fact, it does the opposite – it makes it grow! But government legislation could help take the pressure off and change your life for the better.

How many dependants rely on you?





Five +

You Can’t Delay Dealing With Debt!

At the moment, it feels like life’s been put on pause.

You might even have been offered the option of pressing pause on your everyday outgoings, like your mortgage, council tax or your credit card payments.  You may have the choice to extend your overdraft by a few hundred pounds or join the thousands that are already writing of 81% of their debt – using government legislation.

Payment holidays force you to decide: do you do without now, or do you do without later? Because while taking a break from payments can be tempting, this only delays the inevitable.

Unfortunately, you can’t press pause on debt. The only way to stop it is to deal with it and use simple method to reduce debts into one affordable monthly payment.

Select your debt level

£5,000 - £10,000

£10,000 - £20,000

£20,000 - £40,000

More than £40,000



Enough is enough – get free advice to write off debt

Your life doesn’t need to be packed with worry.

An Individual Voluntary Arrangement (IVA) will reduce your monthly payments to an amount you can afford There’s a tried and tested way to reduce your monthly payments to amount you can afford and write off up to 81% of unsecured debt you owe. What’s more, you can freeze interest and charges and stop pressure from people you owe money too – it all starts with free advice.

An Individual Voluntary Arrangement (IVA) could be the option for you if you spend too much time:

• Worrying about the phone ringing

• Panicking if there’s a knock on the door

• Just scraping together enough money to get by

Then enough is enough. It’s time to take action and:

Shrink your debt down to a size you can handle

Stop the phone calls, letters and debt collector visits

• Start living your life again


Select your location:

Step 1: Select your country on the map below to receive free advice.

Step 2: Answer a few simple questions and get cover from one of the UK's top providers.


Losing sleep over debt?
Write off up to 81% of what you owe!

  • Check if you qualify to write off debts
  • Stop the pressure from creditors
  • Freeze interest and charges
  • Consolidate your bills into an affordable monthly payment