When you became a dad, what was the first thing you thought of?
Chances are it probably wasn’t the price tag attached to your little bundle of joy. However, thousands of dads across the UK are struggling and turning to government legislated debt help to write off up to 90% of what they owe.
Managing modern family life is a tough balancing act and is often easier said than done. From covering the cost of day-to-day life to keeping the car running and forking out for the latest technology and fashion fads for the kids, covering the cost of life is a tough balancing act.
In fact, industry figures show that parents spend £1,242.97 more each month than those without children.
Understandably, it’s easy to fall behind on bills when you’re struggling to balance the books.
However, this is a slippery slope – with every phone call, letter and knock at the door often seeming like you’re being chased for money you just don’t have.
Pay Day Loan
Catalogue & Store Cards
Debt doesn’t take a day off and neither do the people and bailiffs hired to chase for payment.
They don’t care that you have mouths to feed or that your family is your priority – they will do everything in their power to make sure they get what they’re owed.
What’s worse is every time you miss a call, don’t open a letter or pretend that you’re not in when someone knocks your door, you could be adding hundreds to the amount you owe.
Making every penny count isn’t always easy for dads like you and knowing where to turn for help isn’t always easy.
Often ashamed, many men find themselves taking on expensive payday loans and credit cards to cover the cost of essentials while others ignore priority bills such as council tax in the belief that the local authority will understand they’re simply trying to look after their family. It won’t. The council isn’t your friend and will use enforcement measures to ensure it’s repaid what you owe.
No matter what you do, it almost always means that there’s even more to pay back next month – and that’s the last thing you need when you’re already struggling.
Ignoring debt doesn’t make it vanish, in fact, it does the opposite – it makes it grow! But government legislation could help take the pressure off and change your life for the better.
Are you snapping at the kids?
Is your relationship with your partner almost at breaking point?
Do you sometimes think about putting your coat on and never going back home?
Living with debt can be stressful and can have a serious impact on your life but it doesn’t need to.
You deserve better than feeling sick to your stomach every time you use your bank card or your phone rings.
And your family deserves to have the man they know and love back in their lives, not the distressed shell you’ve become.
That’s why many dads throughout the country are choosing government legislated debt help to give them a stress-free way to deal with all types of debt; from credit cards to council tax, it’s there to give you peace of mind.
£5,000 - £10,000
£10,000 - £20,000
£20,000 - £40,000
More than £40,000
Your life doesn’t need to be packed with worry.
An Individual Voluntary Arrangement (IVA) will reduce your monthly payments to an amount you can afford There’s a tried and tested way to reduce your monthly payments to amount you can afford and write off up to 90% of unsecured debt you owe. What’s more, you can freeze interest and charges and stop pressure from people you owe money too – it all starts with free advice.
An Individual Voluntary Arrangement (IVA) could be the option for you if you spend too much time:
• Worrying about the phone ringing
• Panicking if there’s a knock on the door
• Just scraping together enough money to get by
Then enough is enough. It’s time to take action and:
• Shrink your debt down to a size you can handle
• Stop the phone calls, letters and debt collector visits
• Start living your life again
Step 1: Select your country on the map below to receive free advice.
Step 2: Answer a few simple questions and get cover from one of the UK's top providers.