Applying
This is done by completing form N92 which is obtainable from your local court office. For notes on how to complete one click here.
On the form you must list all your debts (not just the one where they have issues a CCJ.), providing they do not total more than £5,000. Administration orders are only given to individuals. but if you owe debts where you have joint and several liability (e.g joint credit cards), you should include the whole amount owed.
Where finances are shared, couples cannot apply jointly and must make separate applications. If you do both apply for individual Administration Orders, it is acceptable for you to divide any joint debts equally and only include half of it on each individual application.
Where a couple each make individual applications for an order at the same time and there is a joint debt, it may be acceptable to divide the debt equally between the two applications.
There is no application fee. The only charges levied by the court will the 10p in every £1 which they deduct to cover their admin costs.
Unless specifically requested by you, in employed cases the court will normally apply an Attachment of Earnings Order so that the agreed monthly contribution is automatically deducted from your wages by your employer. So if you do not want your employers to know of the situation, you must specifically request not to have an Attachment of Earnings Order.
Payments
If you do not maintain your payments, the court can revoke the order. Your creditors would then be entitled to pursue you for the full amount owed to them.
However, should you feel that you cannot afford to pay the amount required by the order, perhaps because of a change in circumstances, you can ask the court to review the order and reduce the payments.
Completion
Once you have paid your debt off under the order, you can obtain a Certificate of Satistaction from the court. You will have to pay a £10 fee for this certificate.
